About Debtcor


DEBTCOR Professional Debt Consultants offers a Financial  service, where we offer HELP to clients struggling to meet their full monthly debt repayments. We help over-indebted clients restructure his/her total debt obligations in a way which is affordable to him/her as assessed by the DEBTCOR Professional Debt Consultants counsellor.

The DEBTCOR Professional Debt Consultants counsellor performs the debt review process, prepare a restructuring plan for the client and then propose this to their credit providers. Our well-organized admin team will notify all your credit providers that you have applied for debt review.

The DEBTCOR Professional Debt Consultants counsellor will then negotiate a restructuring plan with all your credit providers and then obtain a consent order from court to start paying debts as agreed by all parties involved. If a credit provider disagrees with the restructured plan and cannot propose a reasonable counter-offer, then the case will be referred to a magistrate’s/tribunal court and our attorneys’ will defend your matter in court. We will obtain a court date within 60 business days.

The negotiations and debt restructuring will be based upon the client`s own individual circumstances and what he/she can afford to pay each month. Clients will be required to pay the amount in terms of the new debt repayment plan to HYPHEN PDA every month every month until all their debts are settled or their financial situation changes where they are able to manage their own debts again.

Once this occurs we then send our clients a Clearance Certificate and they are able to get credit again.

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